I am not a strong proponent of home warranties, but there is a major exception, bank owned homes. Most of these properties have been vacant for an extended period and have had the electric and water turned off. This creates several problems, with no water, seals dry out on plumbing fixtures and water heaters tend to degenerate at an accelerated pace. Without electricity appliances begin todeteriorate and refrigerant leaks from the AC unit. A home warranty can offer peace of mind, since all of the mentioned items are covered under a basic agreement. This will make for a happy homeowner as well as the Realtor.
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